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<title><![CDATA[Step Up Attorney Available To Cover Cases For Your Law Firm (Cook &amp; Collar Counties)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1524376102.html</link>
<description><![CDATA[









<img src="http://gordonlegalservices.com/Images/banner.jpg" width="800" height="250"><br>
<br>
<font color="#990099" size="5">I would like to be your step up counsel if you
need help covering a courthouse hearing, arbitration, deposition or the like.<br>
<br>
Former litigation partner at a large Chicago firm with nearly two decades of
trial experience. University of Chicago and University of Illinois for law and
accounting degrees. Have consistently represented clients in Federal Court,
Bankruptcy Court, State Court and numerous administrative agencies.&nbsp; Have
experience with large volume case loads, preferably all in the same
courtroom!&nbsp; Able to take citation examinations and sign up debtors for
installment payment plans, when appropriate.<br>
<br>
I am here to help and have a flexible schedule to accommodate your needs.&nbsp;
Offices located in both the Loop and the north suburbs.</font>
<font size="5"><font color="#990099"><br>
<br>
Please call me or send an email to:<br>
<br>
David E. Gordon
</font><br>
<font><a href="http://gordonlegalservices.com"  rel="nofollow">www.GordonLegalServices.com</a></font></font>
<p>&nbsp;</p>
<img src="http://gordonlegalservices.com/Images/Gavel.gif" width="175" height="132">
<p><font size="4"><a href="http://gordonlegalservices.com/Aboutus.aspx"  rel="nofollow">http://gordonlegalservices.com/Aboutus.aspx</a></font><br>
<br>
<br>
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]]></description>
<dc:date>2009-12-25T13:06:01-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1524376102.html</dc:source>
<dc:title><![CDATA[Step Up Attorney Available To Cover Cases For Your Law Firm (Cook &amp; Collar Counties)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-25T13:06:01-06:00</dcterms:issued>
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<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1522699535.html">
<title><![CDATA[Got a DUI?? Need an Attorney??? (CHICAGOLAND)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1522699535.html</link>
<description><![CDATA[<br>
ASK ABOUT 1st time misdemeanor DUI  plea SPECIAL!!!
<br>


<br>
GIVE ME A CALL!!!! 
<br>

<br>
I ALSO do: 
<br>

<br>

<br>

<br>
Personal Injury
<br>

<br>
Drug Arrests 
<br>

<br>
Workers Compensation 
<br>

<br>
Landlord/Tenant 
<br>

<br>
Real Estate Closings 
<br>

<br>
Contracts 
<br>

<br>
Animal Law 
<br>

<br>

<br>

<br>

<br>

<br>
I'm affordable and easy to reach. 
<br>

<br>

<br>

<br>
I'm available 24/7. (7am - 10pm, 7 days a week!) 
<br>

<br>

<br>

<br>
Sal Sheikh 
<br>

<br>
542 S. Dearborn St. 
<br>

<br>
Suite 510 
<br>

<br>
Chicago, IL 60605 
<br>

<br>

<br>
312-532-8554 
<br>

<br>
Fax: 312-327-7126 
<br>

<br>
looplaw@gmail.com 
<br>

<br>
]]></description>
<dc:date>2009-12-23T12:51:36-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1522699535.html</dc:source>
<dc:title><![CDATA[Got a DUI?? Need an Attorney??? (CHICAGOLAND)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-23T12:51:36-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1522690425.html">
<title><![CDATA[Divorce Attorney - Reasonable Rates (Oak Brook, IL)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1522690425.html</link>
<description><![CDATA[Experienced and reasonably priced divorce attorney who will listen to your concerns and is results oriented.<br>
Free Consultation<br>
<br>
LAW OFFICE OF MARY DAVIS<br>
1 S. Midwest Road<br>
Oak Brook, Illinois <br>
60181<br>
<br>
CALL:  (630)620-4533]]></description>
<dc:date>2009-12-23T12:45:35-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1522690425.html</dc:source>
<dc:title><![CDATA[Divorce Attorney - Reasonable Rates (Oak Brook, IL)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-23T12:45:35-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1522506404.html">
<title><![CDATA[ FREE BANKRUPTCY ADVICE  (Chicago Bankruptcy Lawyer)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1522506404.html</link>
<description><![CDATA[Need help with your bankruptcy?, Need it filed right Away? Let my 25 years of experience work for you.
<br>

<br>

<br>

<br>
** Chapter 7
<br>

<br>

<br>

<br>
** Chapter 13
<br>

<br>
Get Debt Relief. Stop Bill consolidation, Stop Creditor Harassment.  Stop Mortgage Foreclosure.  Taxes, Tickets, License suspensions. Get rid of judgments.  
<br>

<br>

<br>
Full Service or document preparation... have a licensed Illinois attorney advise you on your best course of action.
<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>
Free initial consultation.
<br>

<br>

<br>

<br>
CALL NOW...630 928 0100 or toll free 888 419 2318
<br>

<br>

<br>

<br>
Joseph C. Michelotti, Attorney
<br>

<br>

<br>

<br>
Member National Association of Consumer Bankruptcy Attorneys 
<br>

<br>

<br>

<br>
<a href="http://www.michelottilaw.com/lawyer-attorney-1437289.html"  rel="nofollow">Contact a Joliet Bankruptcy Lawyer</a>
<br>

<br>

<br>

<br>
Chicago, Aurora, Naperville, Joliet, Bolingbrook, Cicero, Schaumburg, Wheaton, Romeoville, Berwyn, Downers Grove, Oak Park, Elmhurst, Lombard, Carol Stream, Addison, Woodridge, Plainfield, Glendale Heights, Glen Ellyn, West Chicago, Lockport, Homer Glen, Westmont, Villa Park, Roselle, Melrose Park, Darien, Lisle, Bloomingdale, Bensenville, Bellwood, Brookfield, Hinsdale, Westchester, Lemont, Lagrange, Forest Park, Wood Dale, Warrenville, Lagrange Park, Western Springs
<br>

<br>
<a href="http://www.michelottilaw.com"  rel="nofollow">http://www.michelottilaw.com</a>
<br>
]]></description>
<dc:date>2009-12-23T10:47:20-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1522506404.html</dc:source>
<dc:title><![CDATA[ FREE BANKRUPTCY ADVICE  (Chicago Bankruptcy Lawyer)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-23T10:47:20-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1522504758.html">
<title><![CDATA[Free Foreclosure Advice (Chicago Foreclosure defense Lawyer)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1522504758.html</link>
<description><![CDATA[Behind on your mortgage, or is it about to reset.  Mortgage worth more than your house?
<br><br>
Is a real estate agent telling you that that a short sale will save your credit?  Its not true!
<br><br>
Is a mortgage broker telling you you won't have to pay income taxes after a Short Sale?  Is not true!
<br><br> 
<br>
Want some straight answers from a local attorney?  Need help right away?
<br>

<br>
We can stop foreclosures, renegotiate your mortgage or help you to get out with your credit intact.
<br>

<br>
I have been helping clients solve difficult financial problems for over 25 years.
<br>

<br>
<a href="http://www.michelottilaw.com/lawyer-attorney-1437294.html"  rel="nofollow">Contact a Joliet Foreclosure Defense Lawyer</a> 
<br>

<br>
There is a solution to your problem.
<br>

<br>
Joseph C. Michelotti, attorney
<br>

<br>
Michelotti & Associates, Ltd.
<br>
1200 Jorie Blvd. Suite 329
<br>
Oak Brook, IL 60523
<br>

<br>
630 928 0100
<br>
fax  630 928 0183
<br>
cell sms 630 290 1675

<br><br>
<a href="http://www.michelottilaw.com"  rel="nofollow">http://www.michelottilaw.com</a>
<br><br><br>
Chicago, Joliet, Aurora, Naperville, Cicero, Schaumburg, Wheaton, Berwyn, Oak Park, Downers Grove, Elmhurst, Lombard, Addison, Elk Grove, Glendale Heights, Woodridge, Glen Ellyn, Westmont, Roselle, Darien, Villa Park, Lisle, Brookfield, Hinsdale, Westchester, La Grange, Wood Dale, La Grange Park, Western Springs 
<br><br>
Cook County
<br><br>
DuPage County
<br><br>
Kane County<br><br>
Will County
]]></description>
<dc:date>2009-12-23T10:46:14-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1522504758.html</dc:source>
<dc:title><![CDATA[Free Foreclosure Advice (Chicago Foreclosure defense Lawyer)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-23T10:46:14-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1522500103.html">
<title><![CDATA[FREE IRS COLLECTION ADVICE (Chicago Income Tax  Lawyer)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1522500103.html</link>
<description><![CDATA[There is nothing worst than an IRS problem. The IRS  can lien your property, garnish your bank accounts, take away your paycheck and ruin your life.
<br>

<br>
The IRS seems to be unstoppable. Remember - They print the money.
<br>

<br>
There are legal ways to get the IRS off your back and I can help. We can work out reasonable payment plans and even reduce or eliminate the amount of debt due.
<br>

<br>
No problem is unsolvable and a lawyer can really help.
<br>

<br>
Call now for your consultation
<br>

<br>
<a href="http://www.michelottilaw.com/lawyer-attorney-1437300.html"  rel="nofollow">Contact a Joliet IRS Debt Lawyer</a>
<br>

<br>
-- Joseph C. Michelotti, Esq.
<br>

<br>
Michelotti & Associates, Ltd.
<br>
1200 Jorie Blvd Suite 329
<br>
Oak Brook, IL 60523
<br>

<br>
630 928 0100
<br>

<br>
Fax 630 928 0183
<br>

<br>
Toll Free  888 419 2318
<br>

<br>
Cell/SMS  630 290 1675
<br>

<br>
www.michelottilaw.com<br><br>Cook County, DuPage County, Kane County, Will County
<br><br>
Chicago, Joliet, Aurora, Naperville, Cicero, Schaumburg, Wheaton, Berwyn, Oak Park, Downers Grove, Elmhurst, Lombard, Addison, Elk Grove, Glendale Heights, Woodridge, Glen Ellyn, Westmont, Roselle, Darien, Villa Park, Lisle, Brookfield, Hinsdale, Westchester, La Grange, Wood Dale, La Grange Park, Western Springs<br><br>
Circular 230 Disclosure: Pursuant to recently-enacted U.S. Treasury Department Regulations, I am required to advise you that, unless otherwise expressly indicated, any federal tax advice contained in this communication, including attachments and enclosures, is not intended or written to be used, and may not be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matters addressed herein.
]]></description>
<dc:date>2009-12-23T10:43:08-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1522500103.html</dc:source>
<dc:title><![CDATA[FREE IRS COLLECTION ADVICE (Chicago Income Tax  Lawyer)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-23T10:43:08-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521842480.html">
<title><![CDATA[Affordable Legal Services (Chicagoland Area)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521842480.html</link>
<description><![CDATA[<a href="http://www.floresandfloreslaw.com" target="_blank"  rel="nofollow"><img src="http://i367.photobucket.com/albums/oo114/jhawkiowa/FFLOGOC.jpg" border="0"></a>

<br>Flores & Flores Law, LLC is a full service law firm that prides itself in providing affordable, quality legal services to individuals throughout Illinois.
The firm focuses its practice in DUI Defense, Traffic Ticket Defense, General Criminal Defense, Family Law, Real Estate, Business Organization, Personal Injury, Workers' Compensation, and Bankruptcy.<br>

<br>We understand that the legal process can be intimidating and confusing; therefore, we work hard to ensure that our clients feel comfortable and are well informed. We are fluent in Spanish and can guide both English and non-English speaking clients throughout the process. No matter what legal situation our clients may be facing, we will apply rigorous energy, experience, and resourcefulness to every case we accept so that each client can get the best outcome possible. <br>

<br><b>If you need an experienced Illinois attorney, do not delay. Call the attorneys at Flores & Flores Law, LLC today at 708.656.0529 for a FREE consultation with no further obligation. <a href="http://www.floresandfloreslaw.com"  rel="nofollow"> Click here </a> to be taken to our website.</b>]]></description>
<dc:date>2009-12-22T18:18:36-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521842480.html</dc:source>
<dc:title><![CDATA[Affordable Legal Services (Chicagoland Area)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T18:18:36-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521831978.html">
<title><![CDATA[Divorce and Family Law (Elmhurst)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521831978.html</link>
<description><![CDATA[Divorce, child support, wills, other family law matters. Reasonable rates for uncontested divorces. <br>
<br>
(630) 699-7421 <br>
Paul Marcotte <br>
100 S. York Road <br>
Suite 204 <br>
Elmhurst, Illinois <br>
<a href="http://www.paul-marcotte.com"  rel="nofollow">http://www.paul-marcotte.com</a>]]></description>
<dc:date>2009-12-22T18:09:46-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521831978.html</dc:source>
<dc:title><![CDATA[Divorce and Family Law (Elmhurst)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T18:09:46-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521698851.html">
<title><![CDATA[Loan Modification Help from Attorney-backed Company (North &amp; Oakpark)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521698851.html</link>
<description><![CDATA[Loan Modification Help from Attorney-backed Company
<br>

<br>

<br>
The realities of the current economic situation have created a loan modification industry boom. Unfortunately, many unscrupulous individuals and businesses are taking advantage of the vulnerability of homeowners in the current market for their own financial gain. Therefore, it is very important to make sure that whoever you hire to negotiate with your creditors and mortgage lenders is reputable. There are many signs or red flags that can indicate that your loan modification company is not legitimate. A high upfront fee with no clear refund policy, for example, is a major indicator. However, the most important rule of thumb to remember is to never sign your home over to someone claiming to be able to help you keep it.
<br>
Attorney-backed loan modification companies are a good choice for people who are seeking loan modification help. In addition to being heavily regulated and held to a high professional standard, lawyers have the additional knowledge and skills to negotiate effectively with the lenders and to preserve all of your legal rights. Loan modification companies that use the services of an attorney also, unlike non-attorney loan modification companies, may be able to get the attention of lenders much more effectively because lenders tend to take extra notice when lawyers and potential litigation is involved. Illinois Financial Modifications LLC. provides aggressive loan negotiation services. We use all of the tools legally available in order to provide the leverage necessary to successfully negotiate with the banks. Still, we are aware that a successful negotiation is not possible in all cases. In those cases we will provide you with a refund and also advise you as to your next best course of action. That could involve litigation (we will refer you to specialized counsel), a short sale (where the lender accepts the proceeds of the sale of your home in full satisfaction of your mortgage debt even though it is less than what you owe), a deed in lieu of foreclosure (where you turn over the deed to your home to the lender in order to avoid foreclosure and to fully satisfy your mortgage debt) or some other solution.
<br>
There are many factors involved in loan modification negotiations and every case is different. We would encourage everyone experiencing mortgage trouble to seek out a free consultation with us. However, the following people are most likely to be able to obtain a successful loan modification:
<br>
• Borrowers who are experiencing a special financial hardship such as the loss of a job or a serious illness
<br>
• Borrowers with adjustable rate mortgages that have adjusted higher
<br>
• Borrowers who have missed mortgage payments but could afford to pay at reduced rates of interest
<br>
• Borrowers who have been the victims of lender misconduct or violations of the Truth in Lending Act or the Real Estate Settlement Procedures Act
<br>
• Borrowers who owe more than their home is worth
<br>

<br>

<br>

<br>

<br>
Not all borrowers will qualify for a mortgage loan modification through our company, and our company does not guarantee any specific modification results. Enrollment and modification results are subject to qualification and acceptance into the loan modification program. Actual results will vary based on individual situations and lenders, the current terms of your mortgage, and your ability to meet the terms of your modified mortgage. A loan modification is not a guarantee against foreclosure if you fail to meet the terms of your modified mortgage. We do not advise you not to pay your mortgage.
<br>

<br>

<br>
- Se Habla Español!!!
<br>
Para Español Comuniquiese Con Jose Yepez
<br>
Officina: 773-237-0000
<br>
E-mail: yepez@fortierlawfirm.com
<br>
Contact Attorney Jay F. Fortier at 773-237-0000 for more information or to schedule a free consultation.
<br>
]]></description>
<dc:date>2009-12-22T16:22:35-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521698851.html</dc:source>
<dc:title><![CDATA[Loan Modification Help from Attorney-backed Company (North &amp; Oakpark)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T16:22:35-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521696680.html">
<title><![CDATA[QUALITY DEBT SETTLMENT REPRESENTATION FROM LICENSED ATTORNEY: SETTLE Y (Galewood/Oak Park)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521696680.html</link>
<description><![CDATA[<br>
QUALITY DEBT SETTLMENT REPRESENTATION FROM LICENSED ATTORNEY: SETTLE YOU DEBT FOR AS LOW AS 35 CENTS ON THE DOLLAR!!! (Galewood/Oak Park)
<br>
________________________________________
<br>
Bank account or wage garnishments?
<br>
Credit card bills?
<br>
Judgments for collection of past due debts?
<br>
Medical bills, pay day loans,
<br>
Harassing creditor calls?
<br>

<br>

<br>
The establishment of a viable debt settlement plan is a valuable financial management option for many people who are struggling through tough economic times. You may be able to avoid bankruptcy and you might even be able protect your credit rating while paying substantially less than what the credit card companies say that you owe. We will handle negotiations with your creditors and we may stop all interest and late fees. People who pay their debts through a debt settlement plan always remain eligible to purchase homes and vehicles and may improve their credit scores over time. We have the ability to advise you on your financial situation and, if necessary, negotiate, design and implement a debt payment or consolidation plan for you.
<br>

<br>

<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Call center open24/7!!!
<br>
- Call me anytime for a free consultation in my office or over the phone!!!
<br>

<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>
A Debt Relief Agency
<br>

<br>

<br>
I am also available to help you purchase a home, or to help you with any of the other financial planning issues that come up in life.
<br>
]]></description>
<dc:date>2009-12-22T16:21:01-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521696680.html</dc:source>
<dc:title><![CDATA[QUALITY DEBT SETTLMENT REPRESENTATION FROM LICENSED ATTORNEY: SETTLE Y (Galewood/Oak Park)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T16:21:01-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521692975.html">
<title><![CDATA[BANKRUPTCY RELIEF FROM LICENSED ATTORNEY: LOW FLAT FEES   (Galewood/Oak Park)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521692975.html</link>
<description><![CDATA[Home in foreclosure? 
<br>
Behind on property taxes? 
<br>
Wage garnishments? 
<br>
Credit card bills? 
<br>
Suspended driver’s license for parking tickets or accident judgments? 
<br>
Behind 2 or more months on your home or vehicle? 
<br>
Judgments for collection of past due debts? 
<br>
Medical bills, pay day loans, utility bills or federal and State taxes owed? 
<br>
Creditors garnishing your pay check? 
<br>
Harassing creditor calls?
<br>

<br>
       Bankruptcy can be a valuable financial management tool for many people who are struggling through tough economic times. People who seek relief under the Bankruptcy Code are still eligible to purchase homes and vehicles and may improve their credit scores over time. We have the ability to advise you on your financial situation and, if necessary, prepare your bankruptcy case quickly and effectively. 
<br>

<br>
-  Free consultation and quote 
<br>
-  Flexible payment plans
<br>
-  Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C. 
<br>
6832 W North Ave   (corner of North and Oak Park Ave) 
<br>
Suite 2A 
<br>
Chicago, IL 60707 
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com 
<br>
Internet: www.westsidebankruptcy.com 
<br>
A Debt Relief Agency
<br>

<br>
I am also available to help you purchase a home, or to help you with any of the other financial planning issues that come up in life. 
<br>
]]></description>
<dc:date>2009-12-22T16:18:14-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521692975.html</dc:source>
<dc:title><![CDATA[BANKRUPTCY RELIEF FROM LICENSED ATTORNEY: LOW FLAT FEES   (Galewood/Oak Park)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T16:18:14-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521672081.html">
<title><![CDATA[QUALITY DEBT SETTLMENT---------SETTLE YOU DEBT FOR AS LOW AS 35 CENTS  ((corner of North and Oak Park Ave))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521672081.html</link>
<description><![CDATA[QUALITY DEBT SETTLMENT---------SETTLE YOU DEBT FOR AS LOW AS 35 CENTS ON THE DOLLAR!!!
<br>

<br>
Bank account or wage garnishments?
<br>
Credit card bills?
<br>
Judgments for collection of past due debts?
<br>
Medical bills, pay day loans,
<br>
Harassing creditor calls?
<br>

<br>

<br>
The establishment of a viable debt settlement plan is a valuable financial management option for many people who are struggling through tough economic times. You may be able to avoid bankruptcy and you might even be able protect your credit rating while paying substantially less than what the credit card companies say that you owe. We will handle negotiations with your creditors and we may stop all interest and late fees. People who pay their debts through a debt settlement plan always remain eligible to purchase homes and vehicles and may improve their credit scores over time. We have the ability to advise you on your financial situation and, if necessary, negotiate, design and implement a debt payment or consolidation plan for you.
<br>

<br>

<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Call me for a free consultation in my office or over the phone!!!
<br>

<br>
Ask for Jose Yepez
<br>
E-Mail: yepez@fortierlawfirm.com
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Office-773- 237- 0773
<br>
Cell- 773-724-1015
<br>
Fax: 773-237-0010
<br>

<br>
Attorney Jay F. Fortier
<br>
Internet: www.westsidebankruptcy.com
<br>
A Debt Relief Agency
<br>
]]></description>
<dc:date>2009-12-22T16:03:00-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521672081.html</dc:source>
<dc:title><![CDATA[QUALITY DEBT SETTLMENT---------SETTLE YOU DEBT FOR AS LOW AS 35 CENTS  ((corner of North and Oak Park Ave))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T16:03:00-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521649832.html">
<title><![CDATA[Collect what is owed to you: Free Consultation with a Collection Law L ((corner of North and Oak Park Ave))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521649832.html</link>
<description><![CDATA[Collect what is owed to you: Free Consultation with a Collection Law Lawyer
<br>

<br>
If you have been unable to collect what is owed to you after making reasonable efforts on your own it’s time to contact a collection law firm such as The Law Office of Jay F. Fortier, P.C. We work with creditors who work in many different industries. We know how frustrating it can be to try to collect on a bad debt and how much time, effort and money goes into it. In Addition, the federal Fair Debt Collection Practices Act, which is intended to protect debtors from harassing or abusive debt collection practices, provides significant liability for debt collectors who violate its provisions.
<br>
Once you hire us it may, in many instances, take only a letter on our firm’s letterhead to get results. This can help you save money. A second letter or phone call may also be necessary to prompt quicker action. If your debtors have any ability to repay at all they often will want to settle in order to honor their debts, or because they see that you are serious about collection. It is at this point that The Law Office of Jay F. Fortier, P.C. can begin to negotiate with your debtor in order to settle the debt in full or to establish a repayment plan.
<br>
If there is still refusal to pay or no response after a second phone call and letter we don’t waste any more time pursuing the debtor. We will begin the formal procedure for collecting a debt typically within one month of the date you hire The Law Office of Jay F. Fortier, P.C. The formal procedure for collecting a debt begins with filing a lawsuit against the debtor. Once a lawsuit is filed the Clerk of the Court will issue a summons to the debtor. The summons will be delivered to the debtor, along with a copy of the complaint, by either the county Sheriff or by certified mail. It will tell the debtor when and where he must either appear in court or file a written defense. If the debtor does not appear or file a written defense, the creditor may be able to obtain a default judgment against the debtor and proceed to collect the money from the debtor. If the debtor does appear or files a written defense, the case will be given a trial date. If you obtain a default judgment or a judgment after trial, there are then many options that may be used in order to finally collect the debt. For example:
<br>
The judgment can be recorded in the Recorder of Deeds’ Office. The judgment will then be a lien on any real estate of the debtor located in the county where it was recorded and the real estate can be sold to satisfy the lien.
<br>
The Clerk of the Court can also be requested to issue an Execution. With an Execution, the Sheriff can seize and then sell the personal property and real estate of the debtor to obtain money to satisfy the judgment. However, under Illinois law, certain personal property and part of the value of any real estate occupied by the debtor as a residence for himself and his family are exempt from sale by the Sheriff. These exemptions may increase or change if the debtor has filed for bankruptcy. However, it is still possible to obtain substantial recoveries even from debtors in bankruptcy.
<br>
Another option is to request the Clerk of the Court to issue a Citation to Discover Assets. A citation is a type of summons which can compel the debtor, or anyone who the creditor believes has the assets or property of the debtor, to appear in court to testify about any such assets or property. The citation may also prohibit the debtor and other such person from disposing of or transferring the assets or property. The judge has the power to require that certain assets be turned over to the creditor or the Sheriff for sale.
<br>
A garnishment proceeding may also be initiated. This may allow a creditor to take a percentage of the assets or property of the debtor, including bank accounts and wages. However, certain assets such as disability and retirement benefits are exempt from garnishment.
<br>
What We Charge
<br>
Most collections attorneys have a variety of ways they may be paid. I am no exception. Talk to us about your circumstances and we will arrange payment based on what you need. There are no legal fees unless you collect, although you must advance all court costs and filling fees. The traditional contingency fee for collection work is 33 1/3% of all funds successfully collected. However, I charge an even 30%. I may negotiate even lower fees for bulk business. We also accept hourly rate agreements. Although a contingent fee is generally preferable, an hourly rate may be ideal when many different debtors with small debts are involved and taking them all to trial would be impractical. Attorney fees and court costs may be recoverable from the debtor, which would make a big difference in the final amount of money that you will be able to recover. The recoverability of fees and costs generally depends on state statute and on whatever agreement that you had with your debtor.
<br>

<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>
-Se Habla Español
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>

<br>
Para Español Comuniquiese Con Jose Yepez
<br>
Officina: 773-237-0000
<br>
E-mail: yepez@fortierlawfirm.com
<br>

<br>
A Debt Relief Agency
<br>
]]></description>
<dc:date>2009-12-22T15:47:31-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521649832.html</dc:source>
<dc:title><![CDATA[Collect what is owed to you: Free Consultation with a Collection Law L ((corner of North and Oak Park Ave))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:47:31-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521632561.html">
<title><![CDATA[QUALITY DEBT SETTLMENT REPRESENTATION FROM LICENSED ATTORNEY ((corner of North and Oak Park Ave))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521632561.html</link>
<description><![CDATA[QUALITY DEBT SETTLMENT REPRESENTATION FROM LICENSED ATTORNEY: SETTLE YOU DEBT FOR AS LOW AS 35 CENTS ON THE DOLLAR!!! (Galewood/Oak Park)
<br>
________________________________________
<br>
Bank account or wage garnishments? 
<br>
Credit card bills? 
<br>
Judgments for collection of past due debts? 
<br>
Medical bills, pay day loans, 
<br>
Harassing creditor calls? 
<br>

<br>

<br>
The establishment of a viable debt settlement plan is a valuable financial management option for many people who are struggling through tough economic times. You may be able to avoid bankruptcy and you might even be able protect your credit rating while paying substantially less than what the credit card companies say that you owe. We will handle negotiations with your creditors and we may stop all interest and late fees. People who pay their debts through a debt settlement plan always remain eligible to purchase homes and vehicles and may improve their credit scores over time. We have the ability to advise you on your financial situation and, if necessary, negotiate, design and implement a debt payment or consolidation plan for you.
<br>

<br>

<br>
- Free consultation and quote 
<br>
- Flexible payment plans 
<br>
- Call center open24/7!!! 
<br>
- Call me anytime for a free consultation in my office or over the phone!!! 
<br>

<br>

<br>
Attorney Jay F. Fortier 
<br>
The Law Office of Jay F. Fortier, P.C. 
<br>
6832 W North Ave (corner of North and Oak Park Ave) 
<br>
Suite 2A 
<br>
Chicago, IL 60707 
<br>
Telephone: 773-237-0000 
<br>
Fax: 773-237-0010 
<br>
E-Mail: jfortier@fortierlawfirm.com 
<br>
Internet: www.westsidebankruptcy.com 
<br>
A Debt Relief Agency 
<br>

<br>

<br>
I am also available to help you purchase a home, or to help you with any of the other financial planning issues that come up in life. 
<br>
]]></description>
<dc:date>2009-12-22T15:35:35-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521632561.html</dc:source>
<dc:title><![CDATA[QUALITY DEBT SETTLMENT REPRESENTATION FROM LICENSED ATTORNEY ((corner of North and Oak Park Ave))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:35:35-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521631969.html">
<title><![CDATA[Chicago Real Estate Brokerage Lawyer (Galewood/Oak Park)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521631969.html</link>
<description><![CDATA[Chicago Real Estate Brokerage Lawyer
<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>
Jay Fortier is an associate real estate broker with Sky High Real Estate, INC. He is a licensed REALTOR™. Sky High serves all of Illinois with quality and experienced service in the areas of residential and commercial real estate. Although Chicago real estate brokerage lawyer works with both buyers and sellers he does not accept duel agency and will limit his practice to representing only one side of a particular transaction at a time. We feel that this will minimize suspicion and the potential for conflict of interest. Also, please keep in mind that Jay Fortier cannot represent you as your closing attorney if he is already your agent for the purpose of purchasing or selling real estate.
<br>

<br>
Buying or selling a home is most likely one of the most important financial transactions that you will make. It is in your best interest to work with an experienced professional. The following are a few of the major services offered by Jay Fortier in order to help you meet your goals:
<br>

<br>
For the seller:
<br>

<br>
• Advise you on market conditions and an appropriate listing price
<br>

<br>
• Market to other agents using the Multiple Listing Service and assist you with additional marketing and advertising
<br>

<br>
• Host professional home showings and advise on how to maximize home attractiveness
<br>

<br>
• Negotiate price and other terms with potential buyers
<br>

<br>
• Help to organize and coordinate the activities of the different parties and professionals involved in order to help the process run as smoothly as possible
<br>

<br>
For Buyers:
<br>

<br>
• Advice on securing financing and your qualifications for certain government programs
<br>

<br>
• Advise you on market conditions and the approximate value of homes under consideration for purchase
<br>

<br>
• Advice on how much debt you can afford to take on
<br>

<br>
• Show you all the listings with full access to the Multiple Listing Service
<br>

<br>
• Advise you on home inspection and problems with a potential purchase
<br>

<br>
• Negotiate price and other terms with seller
<br>

<br>
• Help to organize and coordinate the activities of the different parties and professionals involved in order to help the process run as smoothly as possible
<br>

<br>
What it Costs
<br>

<br>
For Buyers:
<br>

<br>
Since real estate agents are paid out of the proceeds of the sale of the home (which basically means that agents are paid by the seller) buyers are free to utilize my services at absolutely no cost whatsoever.
<br>

<br>
For the seller:
<br>

<br>
5% of the purchase price of the sellerís home will be deducted as the agent’s fee. This fee is then split between the buyerís and sellerís agent. However, although nothing is guaranteed and market conditions are a factor, the skill and experience exercised by a REALTOR™ can still greatly benefit the seller because it may result in a much faster sale and at a favorable price.
<br>

<br>
Contact Chicago Real Estate Brokerage Lawyer
<br>

<br>
Sky High Real Estate, INC. website: skyhighrealestateinc.com
<br>

<br>

<br>

<br>
- Free consultation and quote
<br>

<br>
- Flexible payment plans
<br>

<br>
- Flat fees among the lowest in town
<br>

<br>
- Call center open24/7!!!
<br>

<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>

<br>
- Se Habla Español
<br>

<br>

<br>

<br>
Attorney Jay F. Fortier
<br>

<br>
The Law Office of Jay F. Fortier, P.C.
<br>

<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>

<br>
Suite 2A
<br>

<br>
Chicago, IL 60707
<br>

<br>
Telephone: 773-237-0000
<br>

<br>
Fax: 773-237-0010
<br>

<br>
E-Mail: jfortier@fortierlawfirm.com
<br>

<br>
Internet: www.westsidebankruptcy.com
<br>

<br>

<br>

<br>
Para Español Comuniquiese Con Jose Yepez
<br>

<br>
Officina: 773-237-0000
<br>

<br>
E-mail: yepez@fortierlawfirm.com
<br>

<br>

<br>

<br>

<br>

<br>
A Debt Relief Agency
<br>

<br>
]]></description>
<dc:date>2009-12-22T15:35:12-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521631969.html</dc:source>
<dc:title><![CDATA[Chicago Real Estate Brokerage Lawyer (Galewood/Oak Park)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:35:12-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521631341.html">
<title><![CDATA[Loan Modification Help from Attorney-backed Company (Galewood/Oak Park))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521631341.html</link>
<description><![CDATA[Loan Modification Help from Attorney-backed Company
<br>

<br>

<br>
The realities of the current economic situation have created a loan modification industry boom. Unfortunately, many unscrupulous individuals and businesses are taking advantage of the vulnerability of homeowners in the current market for their own financial gain. Therefore, it is very important to make sure that whoever you hire to negotiate with your creditors and mortgage lenders is reputable. There are many signs or red flags that can indicate that your loan modification company is not legitimate. A high upfront fee with no clear refund policy, for example, is a major indicator. However, the most important rule of thumb to remember is to never sign your home over to someone claiming to be able to help you keep it.
<br>
Attorney-backed loan modification companies are a good choice for people who are seeking loan modification help. In addition to being heavily regulated and held to a high professional standard, lawyers have the additional knowledge and skills to negotiate effectively with the lenders and to preserve all of your legal rights. Loan modification companies that use the services of an attorney also, unlike non-attorney loan modification companies, may be able to get the attention of lenders much more effectively because lenders tend to take extra notice when lawyers and potential litigation is involved. Illinois Financial Modifications LLC. provides aggressive loan negotiation services. We use all of the tools legally available in order to provide the leverage necessary to successfully negotiate with the banks. Still, we are aware that a successful negotiation is not possible in all cases. In those cases we will provide you with a refund and also advise you as to your next best course of action. That could involve litigation (we will refer you to specialized counsel), a short sale (where the lender accepts the proceeds of the sale of your home in full satisfaction of your mortgage debt even though it is less than what you owe), a deed in lieu of foreclosure (where you turn over the deed to your home to the lender in order to avoid foreclosure and to fully satisfy your mortgage debt) or some other solution.
<br>
There are many factors involved in loan modification negotiations and every case is different. We would encourage everyone experiencing mortgage trouble to seek out a free consultation with us. However, the following people are most likely to be able to obtain a successful loan modification:
<br>
• Borrowers who are experiencing a special financial hardship such as the loss of a job or a serious illness
<br>
• Borrowers with adjustable rate mortgages that have adjusted higher
<br>
• Borrowers who have missed mortgage payments but could afford to pay at reduced rates of interest
<br>
• Borrowers who have been the victims of lender misconduct or violations of the Truth in Lending Act or the Real Estate Settlement Procedures Act
<br>
• Borrowers who owe more than their home is worth
<br>

<br>

<br>

<br>

<br>
Not all borrowers will qualify for a mortgage loan modification through our company, and our company does not guarantee any specific modification results. Enrollment and modification results are subject to qualification and acceptance into the loan modification program. Actual results will vary based on individual situations and lenders, the current terms of your mortgage, and your ability to meet the terms of your modified mortgage. A loan modification is not a guarantee against foreclosure if you fail to meet the terms of your modified mortgage. We do not advise you not to pay your mortgage.
<br>

<br>

<br>
- Se Habla Español!!!
<br>
Para Español Comuniquiese Con Jose Yepez
<br>
Officina: 773-237-0000
<br>
E-mail: yepez@fortierlawfirm.com
<br>
Contact Attorney Jay F. Fortier at 773-237-0000 for more information or to schedule a free consultation.
<br>

<br>

<br>
]]></description>
<dc:date>2009-12-22T15:34:46-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521631341.html</dc:source>
<dc:title><![CDATA[Loan Modification Help from Attorney-backed Company (Galewood/Oak Park))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:34:46-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521614073.html">
<title><![CDATA[Chicago Divorce and Family Law Attorney ((corner of North and Oak Park Ave))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521614073.html</link>
<description><![CDATA[Chicago Divorce and Family Law Attorney
<br>

<br>

<br>
The Law Office of Jay F. Fortier, P.C. provides quality legal service in the areas of divorce and child custody and support. The decision of whether or not to file for a divorce is one of the toughest decisions that you may ever have to face in life. There are concerns over how it will affect children and family finances, to name a few. Depending on the circumstances of your situation, you may also fear your spouse will know that you have seen a lawyer. Any time you spend with us is totally and strictly confidential. No one but you will know what is discussed behind the closed doors of our office. Come in for a free consultation and you will be welcomed as a friend in need of assistance. A Chicago divorce and family law attorney such as Jay F. Fortier, P.C. we will work with you so that you feel comfortable dealing with your family situation.
<br>
We won’t beat around the bush when it comes to telling you what you need to know about your divorce situation. There is too much at stake for you and your family. We make it a point to give you honest up front information you can count on. If you meet with at attorney you will deal with him or her directly as your attorney during your whole case from start to finish. If necessary, we will provide education about the divorce process, and Jay Fortier will make sure you have the information you need to make an informed decision. Knowing this crucial material now may save you money later by helping you and your spouse to come to an agreed resolution and avoid the potential for protracted litigation.
<br>
What You Will Leave This Office With
<br>
You will leave this office with an assessment of our view of how you should best proceed with your case as well as an overview of the potential outcomes and costs of your case based on the information you provide me with. I will answer any questions you may have and make sure you understand what I mean. I will explain whatever options or strategies that are available to you as well. It is then always up to you to decide how to proceed after our first consultation. At The Law Office of Jay F. Fortier, P.C. we understand that the more you know the less out of control and apprehensive you will feel. We also know that having a highly skilled lawyer to back you up can make a big difference in the outcome of your divorce. Divorces are emotional, complex and difficult and every one has a story to tell. Unfortunately the courts don’t usually have time for emotions, dealing instead with just the facts and a legal analysis of what the court sees as the best interests of the parties. Some people may find this unsettling. Therefore, we strive to ensure your utmost comfort with our handling of your divorce case.
<br>
A Very Basic Introduction to Illinois Divorce Law
<br>
In Illinois you may obtain a no-fault divorce or proceed based on the statutory fault grounds for divorce. The statutory fault grounds include:
<br>
• at the time of your marriage your spouse was impotent and still is
<br>
• your spouse committed bigamy
<br>
• your spouse committed adultery
<br>
• your spouse deserted you for a year
<br>
• your spouse was habitually drunk or abused drugs for two years
<br>
• your spouse was mentally or physically abusive
<br>
• your spouse tried to kill you
<br>
• your spouse has been convicted of a felony or other infamous crime
<br>
• your spouse infected you with a sexually transmitted disease
<br>
Illinois also recognizes no-fault divorce via the ground of irreconcilable differences. In order to proceed on that basis without the fault provisions it must be shown that the spouses have lived separate and apart for a continuous period in excess of two years and irreconcilable differences have caused the irretrievable breakdown of the marriage and that all efforts at reconciliation have failed or that future attempts at reconciliation would be impracticable and not in the best interests of the family. However, this two year requirement can be waived if the parties agree and have been living separate and apart for six months. Also, emotional separation, even if not physical, may qualify as living “separate and apart”. The court is precluded from considering divorce grounds in its consideration or determination of the financial issues in a case (property distribution, ext.).
<br>
If the parties are unable to come to an agreement their case may involve protracted litigation that can take years. However, there is always the opportunity to obtain temporary or emergency relief. This often comes up in the context of domestic violence. The Illinois Domestic Violence act of 1986 allows a person to file a petition for an order of protection against the abuse of a family or household member. This order can, among other things, prevent continued harassment or contact and grant exclusive possession of a residence. Therefore, it is very important that you let us know quickly if domestic abuse is an issue. It is also possible to obtain temporary exclusive possession of the marital residence, temporary child custody or visitation, temporary child support and maintenance and temporary attorney’s fees. It is not necessary to file for divorce (or to be married) in order to deal with these issues; they can be handled separately or in conjunction with a divorce case.
<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>
-Se Habla Español
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>

<br>
Para Español Comuniquiese con Jose Yepez
<br>
Officina- 773-237-0000
<br>
E-mail- Yepez@fortierlawfirm.com
<br>

<br>
A Debt Relief Agency
<br>
]]></description>
<dc:date>2009-12-22T15:23:18-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521614073.html</dc:source>
<dc:title><![CDATA[Chicago Divorce and Family Law Attorney ((corner of North and Oak Park Ave))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:23:18-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521604751.html">
<title><![CDATA[BANKRUPTCY RELIEF FROM LICENSED ATTORNEY: LOW FLAT FEES ((Galewood/Oak Park))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521604751.html</link>
<description><![CDATA[BANKRUPTCY RELIEF FROM LICENSED ATTORNEY: LOW FLAT FEES 
<br>
________________________________________
<br>
Home in foreclosure?
<br>
Behind on property taxes?
<br>
Wage garnishments?
<br>
Credit card bills?
<br>
Suspended driver’s license for parking tickets or accident judgments?
<br>
Behind 2 or more months on your home or vehicle?
<br>
Judgments for collection of past due debts?
<br>
Medical bills, pay day loans, utility bills or federal and State taxes owed?
<br>
Creditors garnishing your pay check?
<br>
Harassing creditor calls?
<br>

<br>
Bankruptcy can be a valuable financial management tool for many people who are struggling through tough economic times. People who seek relief under the Bankruptcy Code are still eligible to purchase homes and vehicles and may improve their credit scores over time. We have the ability to advise you on your financial situation and, if necessary, prepare your bankruptcy case quickly and effectively.
<br>

<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
- Se Habla Español!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>
A Debt Relief Agency
<br>

<br>
I am also available to help you purchase a home, or to help you with any of the other financial planning issues that come up in life.
<br>

<br>
Para Español Comuniquiese con Jose Yepez
<br>
Officina: 773-237-0000
<br>
E-Mail- Yepez@fortierlawfirm.com ]]></description>
<dc:date>2009-12-22T15:17:03-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521604751.html</dc:source>
<dc:title><![CDATA[BANKRUPTCY RELIEF FROM LICENSED ATTORNEY: LOW FLAT FEES ((Galewood/Oak Park))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:17:03-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521598920.html">
<title><![CDATA[Chicago Criminal Defense Lawyer ((corner of North and Oak Park Ave))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521598920.html</link>
<description><![CDATA[Chicago Criminal Defense Lawyer
<br>

<br>

<br>
Certainly one of, if not the worst, experience that you can have with the courts and the legal system occurs if you are unfortunate enough to be arrested and charged with a crime. A Chicago criminal defense lawyer such as the The Law Office of Jay F. Fortier, P.C. provides aggressive legal representation in the area of criminal defense. We have the ability to identify and peruse all potential defenses and to safeguard your constitutional rights. The legal system provides these rights and safeguards because, although society needs laws for the protection of its citizens, many people have been and continue to be wrongfully accused and convicted. Even in cases where a defendant is legitimately convicted of wrongdoing it is still necessary to ensure that the penalty paid is just and not overly vindictive or unreasonable. If at all possible people should eventually receive the opportunity to make a new start even if they have made mistakes in the past. In all cases, defendants must receive due process of law and have their legal rights respected. The integrity of the entire system depends on it.
<br>
Criminal Law Basics
<br>
The federal government, though Congress, and the states, though the state legislatures, enact criminal statutes that impose state or federal criminal liability for their violation. Local government, and even government administrative and executive agencies, can also create criminal liability. Criminal statutes describe the type of conduct that has been deemed a crime and the mindset or intent required, if any, for criminal liability to arise. The statute may also provide for a specific fine, imprisonment term, or other penalty. State and federal Appellate and Supreme Court decisions establish precedent and help to interpret the criminal law along with related issues of federal and state constitutional law.
<br>
If you are in need of legal representation for an alleged crime, donít hesitate to seek out professional help. The criminal code and case law can be very difficult to interpret. Seek advice by a competent criminal defense law firm such as The Law Office of Jay F. Fortier, P.C. in order to protect your rights. Outcomes cannot be guaranteed but we will work with you as soon as you contact us for a free consultation in order to prepare for a defense and potential negotiations with prosecutors and to aggressively pursue the most favorable outcome for you that is possible. We limit our practice and do not handle all areas of the criminal law in order to offer premium service in select areas of this complex part of the law. However, if you contact us about a matter that we do not handle we will promptly direct you to quality attorneys that do handle your issue at no cost.
<br>
What Does it Cost?
<br>
Fees vary by the level of complexity involved in each individual case. They may be a onetime ìflatî fee or be based on an hourly rate. The client is also responsible for all court costs, costs of litigation, and fines imposed by the court. In any event the initial phone or office consultation is free. We are committed to providing quality legal services at very reasonable rates.
<br>
Chicago Criminal Defense Attorney Practice Areas
<br>
• Violent Crime/Weapon Offenses
<br>
• Theft /Property Crime
<br>
• Drug Crime
<br>
• Juvenile Crime
<br>
• DUI/Traffic Violations
<br>
• Driving on a Suspended license
<br>
• Expungements
<br>
• All Misdemeanors
<br>
• Many Felonies
<br>
• Secretary of State Drivers License Revocation Hearings
<br>
We Do Not Handle Charges Pending in U.S. Federal Court
<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>
-Se Habla Español
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>

<br>
Para Español Comuniquiese Con Jose Yepez
<br>
Officina- 773-237-0000
<br>
E-mail- Yepez@fortierlawfirm.com
<br>

<br>
A Debt Relief Agency
<br>
]]></description>
<dc:date>2009-12-22T15:13:10-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521598920.html</dc:source>
<dc:title><![CDATA[Chicago Criminal Defense Lawyer ((corner of North and Oak Park Ave))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:13:10-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521597614.html">
<title><![CDATA[Debt Settlement- SETTLE YOU DEBT FOR AS LOW AS 35 CENTS ON THE DOLLAR! ((Galewood/Oak Park))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521597614.html</link>
<description><![CDATA[QUALITY DEBT SETTLMENT---------SETTLE YOU DEBT FOR AS LOW AS 35 CENTS ON THE DOLLAR!!! (Galewood/Oak Park)
<br>

<br>
Bank account or wage garnishments? 
<br>
Credit card bills? 
<br>
Judgments for collection of past due debts? 
<br>
Medical bills, pay day loans, 
<br>
Harassing creditor calls? 
<br>

<br>

<br>
The establishment of a viable debt settlement plan is a valuable financial management option for many people who are struggling through tough economic times. You may be able to avoid bankruptcy and you might even be able protect your credit rating while paying substantially less than what the credit card companies say that you owe. We will handle negotiations with your creditors and we may stop all interest and late fees. People who pay their debts through a debt settlement plan always remain eligible to purchase homes and vehicles and may improve their credit scores over time. We have the ability to advise you on your financial situation and, if necessary, negotiate, design and implement a debt payment or consolidation plan for you.
<br>

<br>

<br>
- Free consultation and quote 
<br>
- Flexible payment plans 
<br>
- Call me for a free consultation in my office or over the phone!!! 
<br>

<br>
Agent, Jose Yepez
<br>
E-Mail: yepez@fortierlawfirm.com
<br>
The Law Office of Jay F. Fortier, P.C. 
<br>
6832 W North Ave (corner of North and Oak Park Ave) 
<br>
Suite 2A 
<br>
Chicago, IL 60707 
<br>
Cell- 773-724-1015
<br>
Fax: 773-237-0010
<br>

<br>
Attorney Jay F. Fortier 
<br>
Internet: www.westsidebankruptcy.com 
<br>
A Debt Relief Agency 
<br>
]]></description>
<dc:date>2009-12-22T15:12:19-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521597614.html</dc:source>
<dc:title><![CDATA[Debt Settlement- SETTLE YOU DEBT FOR AS LOW AS 35 CENTS ON THE DOLLAR! ((Galewood/Oak Park))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:12:19-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521597075.html">
<title><![CDATA[Chicago Estate Planning Lawyer ((Galewood/Oak Park))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521597075.html</link>
<description><![CDATA[Chicago Estate Planning Lawyer
<br>

<br>

<br>

<br>
Few people like to dwell on estate planning because it involves planning for death. Death isn’t a topic a lot of people are comfortable discussing. A Chicago estate planning lawyer such as Jay F. Fortier, P.C. we understand how you feel, and work to make this necessary and sometimes unpleasant task easy to understand and as easy as possible to implement when the time comes.
<br>
Our specialties include estate and business succession plans that are personally suited to your unique circumstances, both financially and legally. It does not matter what size your estate happens to be either. We value all our clients and ensure their wishes are properly put forth in any legal documents. That’s the key to peace of mind. We also help you focus on asset protection, tax planning, transfers and how they need to happen legally, charitable contributions, health care wishes, retirement planning and even future child custody. These areas are crucial to making sure that your wishes are carried out the way you want them to be. Tools such as trusts, wills and probate proceedings are some of the many options that the law provides for you to financially protect yourself and your family.
<br>
Elder Law
<br>
Elder care planning is an issue that often arises in the context of estate planning. In the 21st century people are living longer and there are real challenges involved in protecting assets now to provide for care later. Guardianship, living wills and the durable power of attorney for health care are potential solutions to problems in elder care as well as in estate planning. It is important to most seniors that they retain their full independence for as long as possible. However, seniors, unfortunately, are often the most vulnerable to victimization. Physical and mental abuse, neglect and financial exploitation are all too common. We are fully prepared to help you and your family deal with the sometimes complex and emotional challenges that are presented by the aging process.
<br>
Wills
<br>
Wills are not just documents to give away assets, etc. They are stories of hopes told after the person has passed on. We want that story to be told the way it needs to be told – from the heart of the client who had us write the will. Without a will or trust your estate will be left to a probate court that will dispose of your assets according to state inheritance laws. The results may be far different than anything that you would have intended. Talk to us about your circumstances and what you want to have happen in the event of your death. Working together we will have a plan that achieves your goals.
<br>
Trusts
<br>
Trusts are agreements between three parties – the creator of the trust, the beneficiary of the trust and the trustee who holds the assets of the trust for the benefit of the beneficiary. The trust is for the benefit of the beneficiary and the trustee only administers the trust.
<br>
There many different kinds of trusts with different estate planning and tax consequences including, for example, living trusts, testamentary trusts, charitable trusts, insurance trusts and gift trusts. A trust may help to reduce the amount of taxes you pay. Whichever route you choose to go with will largely depend on what your goals are and on what your specific financial situation is.
<br>
Chicago Estate Planning Lawyer - Commitment
<br>
In this complex area of law, our commitment to you is to make this journey one you understand, appreciate and benefit from in the long-term. We don’t believe in making things more complicated than they have to be. Planning for the future with you is planning for the future of the next generation – a sacred trust we honor and respect. We don’t just plan things out for you, we take the time to fully assess your background, finances and your goals and then make sure you get what you want. At The Law Office of Jay F. Fortier, P.C. we understand that your plans for today are the future plans for your family. Give us a call for a free consultation and let’s talk about how we may assist you with estate planning.
<br>

<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>
-Se Habla Español
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>

<br>
Para Español Comuniquiese Con Jose Yepez
<br>
Officina: 773-237-0000
<br>
E-mail: Yepez@fortierlawfirm.com
<br>

<br>
A Debt Relief Agency ]]></description>
<dc:date>2009-12-22T15:11:56-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521597075.html</dc:source>
<dc:title><![CDATA[Chicago Estate Planning Lawyer ((Galewood/Oak Park))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:11:56-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521596245.html">
<title><![CDATA[Chicago Real Estate Law Attorney (Galewood/Oak Park))]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521596245.html</link>
<description><![CDATA[Chicago Real Estate Law Attorney
<br>

<br>

<br>

<br>
Buying and selling real estate is often an exciting and enjoyable event in people’s lives. It is also usually one of the most significant financial transactions that families and individuals make in their entire lives and the choices that are made now regarding real estate may have a very significant impact on personal finances for years to come. Therefore, it is important that those who are involved in these transactions be informed. A Chicago real estate law attorney such as Jay F. Fortier, P.C. are very familiar with the process and make sure that you are fully aware of every step so that you can make informed decisions. We will guide you along the way and suggest the best courses of action in an attempt to make the experience run as smoothly and as pleasantly as possible.
<br>
We also handle issues involving commercial real estate transactions, loan modification, property disputes with neighbors, easements, contract drafting, zoning issues, nuisance law and property rights and condemnation/eminent domain. However we do not handle environmental law issues that relate to property law and will refer you to specialized counsel should such issues arise during the course of your representation.
<br>
Real Estate Closing
<br>
The real estate closing is when a real estate contract is executed and title to property is conveyed to the buyer. There are many different costs, services and products that are associated with this transaction. The party that is responsible for paying these expenses often varies by agreement. Some expenses are almost always paid by one particular side of the transaction (buyer or seller) and some are paid based on varying agreements between the buyer and seller. The following are common costs paid at closing:
<br>
• Interest (paid by buyer to lender)
<br>
• Homeowner Association Dues
<br>
• Property taxes
<br>
• Property Insurance
<br>
• Mortgage Application Fees (paid by the buyer to the lender)
<br>
• Home Warranties
<br>
• Inspection Fees
<br>
• Appraisal Fees
<br>
• Points (pre-paid interest paid by the buyer)
<br>
• Brokerage Commission (paid by the seller)
<br>
• Survey Fee
<br>
• Document or Transaction Stamps or Taxes
<br>
• Recording Fees
<br>
• Title Costs (mainly for Title Search/Insurance)
<br>
• Attorney Fees
<br>
The key to keeping closing costs (and to keeping the costs of home ownership in general) down for buyers is to find a good mortgage lender with a decent rate of interest and few additional or hidden costs. Sellers can control much of their costs though the sales contract that they agree to. We have contacts and relationships with mortgage lenders and property and title insurance providers that can help you protect your investment and reduce cost. We only recommend quality providers who offer reasonable rates. We will advise you on how to minimize closing costs if possible.
<br>

<br>
What We Charge
<br>
We charge a flat fee of $250.00 to represent you at a real estate closing. That is also our flat fee for contract drafting and for document preparation/review in cases where representation at closing is not required. All other matters will be handled based upon a rate that we agree to with you after a free consultation.
<br>

<br>
- Free consultation and quote
<br>
- Flexible payment plans
<br>
- Flat fees among the lowest in town
<br>
- Call center open24/7!!!
<br>
Call me anytime for a free consultation in my office or over the phone!!!
<br>
-Se Habla Español
<br>

<br>
Attorney Jay F. Fortier
<br>
The Law Office of Jay F. Fortier, P.C.
<br>
6832 W North Ave (corner of North and Oak Park Ave)
<br>
Suite 2A
<br>
Chicago, IL 60707
<br>
Telephone: 773-237-0000
<br>
Fax: 773-237-0010
<br>
E-Mail: jfortier@fortierlawfirm.com
<br>
Internet: www.westsidebankruptcy.com
<br>

<br>
Para Español Comuniquiese Con Jose Yepez
<br>
Officina: 773-237-0000
<br>
E-Mail: yepez@fortierlawfirm.com
<br>

<br>
A Debt Relief Agency
<br>
]]></description>
<dc:date>2009-12-22T15:11:22-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521596245.html</dc:source>
<dc:title><![CDATA[Chicago Real Estate Law Attorney (Galewood/Oak Park))]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T15:11:22-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1521257131.html">
<title><![CDATA[free snow removal (Naperville Hinsdale Burr Ridge Oak Brook)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1521257131.html</link>
<description><![CDATA[Lawncare - Student Working for Money - Fully Insured Ã¢â‚¬â€œ FREE Estimates
<br>

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HAVE OWN EQUIPMENT. Over 10 Years Experience. All Work Guaranteed.
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***Specials on Retaining Walls
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***Our Mowing Rate Starts at $20 per Mow
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***Multi Neighbor Discount
<br>

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****9TH snow removal FREE
<br>

<br>

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Full Service Landscaping Commercial & Residential. 
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Services that I offer: 
<br>

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Lawn Mowing/ Bushes/ Patios ---- 
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Hedge Trimming/ Yard Rolling/ Edging ---- 
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Mulch/ Stone/ Sod/ Landscape Design/ Planting/ ---- 
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Dethatching/ Lawn Maintenance ---- 
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Spring/ Fall Clean-ups ----
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Small Engine Repair ---- 
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Minor Home Repair ----
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MANY OTHER SERVICES UPON REQUEST 
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Please call Travis: 815-383-8004. 
<br>

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E-mail: Meilsservices@yahoo.com 
<br>

<br>
 
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I service these areas (not limited to these areas):
<br>

<br>
Naperville/ Lisle/ Plainfield/ Bolingbrook/ Wheaton/ Warrenville
<br>

<br>

<br>

<br>
]]></description>
<dc:date>2009-12-22T11:45:50-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1521257131.html</dc:source>
<dc:title><![CDATA[free snow removal (Naperville Hinsdale Burr Ridge Oak Brook)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-22T11:45:50-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520737660.html">
<title><![CDATA[Been arrested for speeding, suspended drivers license or DUI? (DuPage, Kane, Kendall and Will County )]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520737660.html</link>
<description><![CDATA[Reasonable rates. 
<br>

<br>
Visit our website at: www.younglawpc.com for more information. 
<br>

<br>
Law Offices of Sandra Young, P.C. 
<br>
608 S. Washington, Suite 207 
<br>
Naperville, IL 60540 
<br>
ph 630-853-6981 
<br>
email: sandra@younglawpc.com ]]></description>
<dc:date>2009-12-21T23:24:22-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520737660.html</dc:source>
<dc:title><![CDATA[Been arrested for speeding, suspended drivers license or DUI? (DuPage, Kane, Kendall and Will County )]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T23:24:22-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520725032.html">
<title><![CDATA[Are you considering a divorce? (DuPage, Kane, Kendall and Will County )]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520725032.html</link>
<description><![CDATA[Before filing for divorce and getting involved in a long and expensive court battle, consider collaborative divorce. 
<br>

<br>
During a collaborative divorce, each person has an attorney and as a group, a fair and equitable decision is reached by the parties. One important aspect of collaborative divorce is that the parties decide to resolve their marriage without involvement of the court. Once an agreement is reached, the order is entered in court and the parties are divorced. This process is emotionally and financially better for many couples. To learn more about collaborative divorce, visit www.collablawil.org. I am a fellow with the Collaborative Law Institute of Illinois. 
<br>

<br>
Visit the Law Offices of Sandra Young, P.C. for more information. 
<br>

<br>
Law Offices of Sandra Young, P.C. 
<br>
608 S. Washington, Suite 207 
<br>
Naperville IL 60540 
<br>
ph 630-853-6981 
<br>
email: sandra@younglawpc.com 
<br>
website: www.younglawpc.com ]]></description>
<dc:date>2009-12-21T23:06:50-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520725032.html</dc:source>
<dc:title><![CDATA[Are you considering a divorce? (DuPage, Kane, Kendall and Will County )]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T23:06:50-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520714443.html">
<title><![CDATA[Are you buying or selling a house? (DuPage, Kane, Kendall and Will County )]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520714443.html</link>
<description><![CDATA[We are here to help you through this process. 
<br>

<br>
Both parties need an attorney to help them through the negotiation process and make sure that the closing goes smoothly. 
<br>

<br>
Buyers need help with inspection and mortgage contingencies. It is important for a buyer to have an attorney at the closing to review and explain that pile of documents that all buyers must sign. 
<br>

<br>
Similarly, sellers need an attorney to help with the negotiation, handle the title and survey, and draft several documents that must be done before the closing. 
<br>

<br>
The Law Offices of Sandra Young, P.C. invite you to call us for all your legal needs, including: 
<br>

<br>
real estate closings, 
<br>
family law (collaborative law), 
<br>
estate planning - wills, trusts, 
<br>
business law, 
<br>
DUI and criminal defense, 
<br>
and general civil litigation. 
<br>

<br>
Visit our website at: www.younglawpc.com for more information. 
<br>

<br>
Law Offices of Sandra Young, P.C. 
<br>
608 S. Washington, Suite 207 
<br>
Naperville, IL 60540 
<br>
ph 630-853-6981 
<br>
email: sandra@younglawpc.com ]]></description>
<dc:date>2009-12-21T22:52:49-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520714443.html</dc:source>
<dc:title><![CDATA[Are you buying or selling a house? (DuPage, Kane, Kendall and Will County )]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T22:52:49-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520495269.html">
<title><![CDATA[Do You Need Free IRS Collection Advice? (Chicago Income Tax Debt Lawyer)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520495269.html</link>
<description><![CDATA[The IRS Has Been Making Deals







<div>

<p align="center" style="text-align:center"><b style="mso-bidi-font-weight:normal"><span>The IRS Has Been Making Deals!</span></b></p>

<p><span>&nbsp;</span></p>

<p align="center" style="text-align:center"><b style="mso-bidi-font-weight:normal"><span>Deals so good you may not even believe
the amounts.</span></b></p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>What
would you say if I told you the IRS has been accepting on average 13.5 cents on
the dollar as a complete settlement<span>&#8230;</span></p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>I
mean complete! They are making deals where the total of your Taxes, Penalties
and Interest are completely wiped out.<span style="mso-spacerun:yes">&nbsp;
</span>For only penalties on the Dollar!</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>So
what about you?<span style="mso-spacerun:yes">&nbsp; </span>How come you haven&#8217;t
been told about these deals?<span style="mso-spacerun:yes">&nbsp; </span>I&#8217;m
not sure why your accountant hasn&#8217;t told you, other than maybe they don&#8217;t
know about these IRS deals themselves.<span style="mso-spacerun:yes">&nbsp;
</span>Most IRS employees won&#8217;t tell you because they look at this
program as a <i style="mso-bidi-font-style:normal">give away deal</i> and they
personally don&#8217;t support it.</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>So
it&#8217;s up to you to look out for yourself and see what&#8217;s available.</p>

<p>&nbsp;</p>

<p align="center" style="text-align:center"><b style="mso-bidi-font-weight:normal"><span>Let&#8217;s talk about the IRS deal
Program and what it&#8217;s called.<span style="mso-spacerun:yes">&nbsp;
</span>The IRS program is called OFFER IN COMPROMISE.</span></b></p>

<p align="center" style="text-align:center"><b style="mso-bidi-font-weight:normal"><span>&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></b>These
deals with the IRS can take quite a while to negotiate as it is not uncommon
for them to take 6-9 months.<span style="mso-spacerun:yes">&nbsp; </span>But
when you consider how long it took you to get into trouble with the IRS and how
long it will take you to get out, 6-9 months is not a long time.</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>The
IRS has stringent rules for potential taxpayers wishing to <span>present<span style="mso-spacerun:yes">&nbsp; </span>a</span> deal to them.<span style="mso-spacerun:yes">&nbsp; </span>The most important one is that any
taxpayer wishing to request a deal must have filed all their tax returns.</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><u>Now,
I know that some of you may not have filed all of your tax returns, but we can
help you overcome this important rule.</u><span style="mso-spacerun:yes">&nbsp;
</span>Some taxpayers can&#8217;t find all of their records to file old tax
returns.<span style="mso-spacerun:yes">&nbsp; </span>Don&#8217;t <span>worry</span> we even have ways to help you when you do not have any
records.</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>The
bottom line I that having old tax returns filed is the easy part.</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Taxpayers
that are in compliance with all the IRS filing rules then have to look at their
financial situation to see if they are within the IRS standards for having a
deal accepted.</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Our
firm can quickly review your financial situation and explain the IRS guidelines
for having a deal accepted.</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>This
could be a huge turning point in you life if you qualify.<span style="mso-spacerun:yes">&nbsp; </span>Can you imagine how good it would feel
to have the burden of the IRS off your back?</p>

<p>&nbsp;</p>

<p><span style="mso-tab-count:1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Please
call my office at 630 928 0100 or (toll free) 888 419 2318 to schedule an
appointment for your FREE initial Consultation,</p>

<p>&nbsp;</p>

<p>Joseph C. Michelotti, Attorney<span style="mso-spacerun:yes">&nbsp;&nbsp;&nbsp; </span>email: joe@michelottilaw.com</p>

<p>&nbsp;</p>

<p>PS. How many times have you said &#8220;How come I never get
a break?&#8221;<span style="mso-spacerun:yes">&nbsp; </span>Well this may be
it!<span style="mso-spacerun:yes">&nbsp; </span>Don&#8217;t miss this
opportunity to get a FREE Consultation on what may be the deal of your
life.<span style="mso-spacerun:yes">&nbsp; </span>What have you got to lose, a
few minutes of your time?</p>

<p>&nbsp;</p>

<a href="http://www.michelottilaw.com/lawyer-attorney-1437300"  rel="nofollow">Contact a Lisle Income Tax Debt Lawyer Today</a>

<p><b style="mso-bidi-font-weight:normal">&nbsp;</b></p>

<p align="center" style="text-align:center"><b style="mso-bidi-font-weight:normal"><span>&nbsp;</span></b></p>

</div>




]]></description>
<dc:date>2009-12-21T19:15:16-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520495269.html</dc:source>
<dc:title><![CDATA[Do You Need Free IRS Collection Advice? (Chicago Income Tax Debt Lawyer)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T19:15:16-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520491658.html">
<title><![CDATA[Do You Need Free Foreclosure Advice (Chicago Foreclosure Defense Lawyer)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520491658.html</link>
<description><![CDATA[Let an experienced lawyer help you get you get back control of your home.
<br>
<br>
+  Facing a large reset?
<br>
+  Job Loss?
<br>
+  Reduction in Income?
<br>

<br>
Stop the stress, stop the annoying phone calls, stop the "mortgage rescue" people who only want to take your money.
<br>

<br>
There are many ways to address this problem, including, loan renegotiation, aggressive foreclosure defense, short sales, deeds in lieu and bankruptcy.  
<br>

<br>
Each person's situation is unique and should be treated that way.
<br>

<br>
<a href="http://www.michelottilaw.com/lawyer-attorney-1437294.html"  rel="nofollow">Contact a Darien Foreclosure Defense Lawyer</a>
<br>

<br>
or call us at 630 928 0100 toll free 888 419 2318 Cell/SMS 630 290 1675
<br>

<br>
Joseph Michelotti, attorney
<br>

<br>

<br>

<br>
Chicago, Joliet, Aurora, Naperville, Cicero, Schaumburg, Wheaton, Berwyn, Oak Park, Downers Grove, Elmhurst, Lombard, Addison, Elk Grove, Glendale Heights, Woodridge, Glen Ellyn, Westmont, Roselle, Darien, Villa Park, Lisle, Brookfield, Hinsdale, Westchester, La Grange, Wood Dale, La Grange Park, Western Springs ]]></description>
<dc:date>2009-12-21T19:12:16-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520491658.html</dc:source>
<dc:title><![CDATA[Do You Need Free Foreclosure Advice (Chicago Foreclosure Defense Lawyer)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T19:12:16-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520489215.html">
<title><![CDATA[&#9824; DO YOU NEED FREE BANKRUPTCY ADVICE?&#9824; (Chicago Bankruptcy Attorney)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520489215.html</link>
<description><![CDATA[Need help with your bankruptcy? Need it filed right Away? Let my 25 years of experience work for you.
<br>

<br>

<br>

<br>
** Chapter 7
<br>

<br>

<br>

<br>
** Chapter 13
<br>

<br>

<br>
Get Debt Relief. Stop Bill consolidation, Stop Creditor Harassment.  Stop Mortgage Foreclosure.  Get rid of judgments.  
<br>

<br>

<br>
Full Service or document preparation... have a licensed Illinois attorney advise you on your best course of action.
<br>

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<br>

<br>

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<br>
Free initial consultation.
<br>

<br>

<br>

<br>
CALL NOW...630 928 0100 or toll free 888 419 2318
<br>

<br>

<br>
<a href="http://www.michelottilaw.com/lawyer-attorney-1437289.html"  rel="nofollow">Click here for aBrookfield Bankruptcy lawyer</a>
<br>

<br>

<br>
Joseph C. Michelotti, Attorney
<br>

<br>

<br>

<br>
Member National Association of Consumer Bankruptcy Attorneys
<br>

<br>

<br>
A debt relief agency.  We help people file bankruptcy cases.
<br>

<br>
Bankruptcy Law Web Site
<br>

<br>

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<br>
Contact a Bankruptcy Lawyer Now
<br>

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<br>

<br>
Chicago, Joliet, Aurora, Naperville, Cicero, Schaumburg, Wheaton, Berwyn, Oak Park, Downers Grove, Elmhurst, Lombard, Addison, Elk Grove, Glendale Heights, Woodridge, Glen Ellyn, Westmont, Roselle, Darien, Villa Park, Lisle, Brookfield, Hinsdale, Westchester, La Grange, Wood Dale, La Grange Park, Western Springs
<br>
Cook County, Dupage County, Will County  Kane County
<br>
Illinois
<br>
<a href="http://www.michelottilaw.com"  rel="nofollow">http://www.michelottilaw.com</a>
<br>
]]></description>
<dc:date>2009-12-21T19:10:07-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520489215.html</dc:source>
<dc:title><![CDATA[&#9824; DO YOU NEED FREE BANKRUPTCY ADVICE?&#9824; (Chicago Bankruptcy Attorney)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T19:10:07-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1520094866.html">
<title><![CDATA[Divorce Attorney/Collaborative Practice Divorce (Downers Grove, Illinois)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1520094866.html</link>
<description><![CDATA[Theresa Beran Kulat & Associates specializes in providing collaborative divorce services to clients in the Chicagoland area.  The collaborative approach helps divorcing couples resolve their differences to reach agreements that are acceptable to both spouses and to establish a foundation for transitioning from married to single life.  It is ideal for divorcing couples who have concluded that divorce is inevitable and who are committed to an open and honest exchange of information during negotiations.  Its benefits include both spouse's most important needs are reflected in the final legal agreements and when children are involved, their needs are given top priority.  

<br>

<br>
~Collaborative Divorce
<br>
~Mediation Services
<br>
~Uncontested Divorce
<br>
~Pre- and post-nuptial agreements
<br>

<br>
Please call our office to learn more about any of our services:
<br>

<br>
Theresa Beran Kulat & Associates
<br>
942 Maple Avenue, Suite One
<br>
Downers Grove, Illinois 60515
<br>
630-960-4656
<br>
<a href="http://integralfamilylaw.com/"  rel="nofollow">http://integralfamilylaw.com/</a>
<br>

<br>
Our office is located in downtown Downers Grove, near the intersection of Main Street and Maple Avenue.]]></description>
<dc:date>2009-12-21T14:38:46-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1520094866.html</dc:source>
<dc:title><![CDATA[Divorce Attorney/Collaborative Practice Divorce (Downers Grove, Illinois)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T14:38:46-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1519536883.html">
<title><![CDATA[REAL ETATE CLOSINGS FROM $99 (DuPage, Cook)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1519536883.html</link>
<description><![CDATA[I am an experienced Chicago area Attorney.  Currently, I am providing real estate closing services starting at $99.  Please contact me for details.<br>
<br>
Happy Holidays!<br>
<br>
email:    kipdeanwalker@moneyandlaw.com<br>
phone:  630-847-9743]]></description>
<dc:date>2009-12-21T09:41:53-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1519536883.html</dc:source>
<dc:title><![CDATA[REAL ETATE CLOSINGS FROM $99 (DuPage, Cook)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T09:41:53-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1519453549.html">
<title><![CDATA[Residential Real Estate Attorney Servicing the Chicagoland Area (Western Springs, IL)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1519453549.html</link>
<description><![CDATA[It is important that both buyers and sellers be represented by a qualified real estate attorney during what is probably the largest financial transaction of their lives. I am proud of the high level of professionalism and personal attention I provide my clients and the rest of the real estate “team” they are counting on for a smooth transaction. If you ever had to deal with an attorney that was hard to get in contact with or who was not prepared for a closing, you know how important it can be to have the right attorney representing you. You get what you pay for!
<br>

<br>
My normal fee for buyers and sellers is $450 payable at closing, but mention Craigslist and I will take $100 off!
<br>

<br>
I also handle short sale negotiations for sellers. For more information about this or any other questions, please email or call me direct at 708-769-2321.
<br>

<br>
Joseph P Hudetz
<br>
Attorney at Law]]></description>
<dc:date>2009-12-21T08:43:33-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1519453549.html</dc:source>
<dc:title><![CDATA[Residential Real Estate Attorney Servicing the Chicagoland Area (Western Springs, IL)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-21T08:43:33-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1517722651.html">
<title><![CDATA[de-bugging eavesdropping detection tscm (il/in/wi)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1517722651.html</link>
<description><![CDATA[technical surveillance countermeasures tscm -debugging -eavesdropping detection
<br>

<br>

<br>
detection of hidden gps-wiretaps-hidden cameras 
<br>

<br>
visit us on the web <a href="http://bugsweeps.us"  rel="nofollow">http://bugsweeps.us</a>
<br>

<br>
call 888-801-9606 local 630-688-8222     !!!!caution do not call from suspect area!!!!]]></description>
<dc:date>2009-12-19T16:48:19-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1517722651.html</dc:source>
<dc:title><![CDATA[de-bugging eavesdropping detection tscm (il/in/wi)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-19T16:48:19-06:00</dcterms:issued>
</item>
<item rdf:about="http://chicago.craigslist.org/wcl/lgs/1516922833.html">
<title><![CDATA[It is Legal (Wheaton)]]></title>
<link>http://chicago.craigslist.org/wcl/lgs/1516922833.html</link>
<description><![CDATA[to Screw People for Money....if you know how to do it right!<br>
<br>
<br>
Thomas A Else, Pc<br>
Attorney at Law<br>
Wheaton, Il]]></description>
<dc:date>2009-12-19T06:04:49-06:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://chicago.craigslist.org/wcl/lgs/1516922833.html</dc:source>
<dc:title><![CDATA[It is Legal (Wheaton)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-12-19T06:04:49-06:00</dcterms:issued>
</item>
</rdf:RDF>