🔥 CHICAGO HARD MONEY LOANS — CLOSE IN DAYS 🔥 (Chicago)
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Direct Check Writer • High Rates • Low Leverage • Lightning-Fast Closings
Need to close a commercial real estate deal in Chicago now? Urban Bay Financial is your direct private lender, writing checks in-house with no committees, no brokers, no credit requirements, no delays.
We lend purely asset-based — if the deal makes sense, we fund it.
💰 Hard Money Loans for Chicago CRE ($1M–$50M+)
Bridge & Acquisition Loans
Close in 3–7 days
50–65% LTV (we prefer low leverage for speed)
High interest rates — built for urgency
Interest-only
Bad credit OK — asset-based approvals
Fast funding for distressed, vacant, or non-cash-flowing assets
50–60% of as-is value
We fund deals banks won’t touch
Ideal for South Side, West Loop, River North, Pilsen, Wicker Park, Uptown, Hyde Park
Refinance / Partner Buyout Loans
Pull cash quickly
Rescue deals stuck in bank underwriting
Close before tax auctions or deadlines
⚡ Why Chicago Investors Choose Urban Bay
We close in DAYS, not weeks
We are the direct capital source — no middlemen
We fund based on the ASSET, not the borrower
We thrive on complex, time-sensitive situations
We wire fast — Chicago developers trust our timing
When everyone else says “we need more documents”…
we say “Send the address and let’s get it done.”
📍 Lending Across the Chicago Metro
Chicago • Cook County • DuPage • Lake • Kane • Will • Kendall
West Loop • River North • South Loop • Pilsen • Bronzeville
Wicker Park • Logan Square • Hyde Park • Englewood • Cicero
Industrial corridors & suburban commercial zones
📞 Close Your Chicago Deal This Week
Get a term sheet in 24 hours. Funding in days.
Urban Bay Financial
(702) 805‑0677
www.urbanbayfinancial.com